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Unit 6: Risk Management and Consumer Protection

Lesson 1

The Principles of Insurance: Premiums, Deductibles, and Limits

Lesson 2

Health Insurance: HMOs, PPOs, and HSA/FSA Tax Advantages

Lesson 3

Auto Insurance: Liability vs. Collision vs. Comprehensive

Lesson 4

Property Insurance: Homeowners vs. Renters and Excluded Perils

Lesson 5

Life & Disability Insurance: Term vs. Whole Life Mathematics

Lesson 6

Mid-Unit Assessment: Insurance Mechanics Quiz

Lesson 7

Consumer Protection Laws and Navigating the CFPB

Lesson 8

Contracts, Fine Print, and the Right of Rescission

Lesson 9

Identity Theft: Fraud Alerts, Credit Freezes, and Recovery Protocols

Lesson 10

Digital Defense and Fraud Prevention

Lesson 11

Step-by-Step Dispute Protocols

Lesson 12

Unit 6 Final Assessment

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