top of page

Unit 2: Banking, Budgeting, and Behavioral Psychology

Lesson 1

Comparing Retail Banks, Credit Unions, and Online Banking

Lesson 2

Understanding Checking Accounts, Routing Numbers, and Avoiding Overdraft Fees

Lesson 3

Exploring High-Yield Savings Accounts, CDs, and Cash Liquidity

Lesson 4

Project: Finding Hidden Fees in Real Bank Account Schedules

Lesson 5

Analyzing the High Costs of Payday Loans and Check-Cashing

Lesson 6

Creating a Zero-Based Budget and Calculating Your Net Worth

Lesson 7

Using the 50/30/20 Rule to Create a Proportional Budget

Lesson 8

How Behavioral Psychology and Bias Affect Your Financial Decisions

Lesson 9

Calculating Your Baseline Survival Needs for an Emergency Fund

Lesson 10

Using Sinking Funds to Save for Large Expected Purchases

Lesson 11

Project: Building a Zero-Based Budget with Limited Income

Lesson 12

Project: Adapting a Budget to Survive Unexpected Financial Shocks

Lesson 13

Final Assessment on Banking, Budgeting, and Behavioral Psychology Concepts

bottom of page