Preparation
Lesson Narrative
This is the summative assessment for the Civic Responsibility and Philanthropy unit. Students will evaluate charity overhead ratios, tax deduction scenarios, calculate opportunity costs of volunteering, and demonstrate mastery of estate planning mechanics.
Learning Goals
• Demonstrate mastery of proportional giving, zero-based budgeting, and assessing capacity.
• Apply Form 990 data to evaluate non-profit efficiency.
• Distinguish the legal applications of wills, trusts, and medical directives.
Student Facing Learning Goals
Let's prove we understand the mathematics and legal structures of giving back and protecting our wealth.
Student Facing Learning Targets
• I can pass the final assessment with 80% accuracy.
• I can calculate charity overhead ratios and tax deductions.
• I can identify the correct estate planning document for a specific scenario.
Required Academic Standards
National Jump$tart Standards:
• (All Unit 7 Standards Applied)
Glossary Entries
Formative Assessment: Ongoing checks for understanding used to guide instruction during a unit.
Summative Assessment: An evaluation of student learning at the conclusion of a defined instructional period.
Retention: The ability to recall and apply academic concepts over time.
Lesson
Warm Up
7.6.1: The Final Review
Launch: Have students sit independently at their desks. Present the prompt verbally. Give them 4 minutes.
Synthesis: Rapid-fire share out. Remind students that building personal wealth is only the first step; utilizing it efficiently to help others and protecting it for the next generation is the ultimate goal of financial literacy.
Student Facing Task
Without looking at your notes, what is the single biggest mathematical difference between putting your assets in a Will versus putting them in a Trust?
Activity 1
7.6.2: Assessment Part 1 - Vocabulary & Concepts
Launch: Distribute Part 1 of the Final Assessment. Monitor independent work.
Synthesis: N/A (Summative Assessment).
Student Facing Task
Complete the multiple-choice and vocabulary section independently. Ensure you can clearly differentiate between a Living Will, a Health Care Proxy, and a Power of Attorney.
Activity 2
7.6.3: Assessment Part 2 - Comprehensive Math
Launch: Distribute Part 2 of the Final Assessment. Monitor independent work.
Synthesis: N/A (Summative Assessment).
Student Facing Task
Complete the applied math section. You will analyze complex scenarios involving charity overhead ratios, itemized vs. standard tax deductions, and the opportunity cost of volunteer hours. Show all of your math.
Lesson Synthesis
Narrative: Collect the assessments. Congratulate the class on mastering Unit 7. Preview the final phase of the curriculum: "We have reached the end of the core national standards. Next, we will dive into our State-Specific Localization Module to understand the exact tax codes and labor economics of where we live."
Cool Down
7.6.4: The Legacy Reflection
Narrative: This exit ticket prompts a personal reflection for instructional alignment. Teacher Rubric: Look for a specific, realistic philanthropic goal or an understanding of the immediate need for a basic estate plan, demonstrating internalized civic responsibility.
Student Facing Task
Now that we have finished the core curriculum, what is one specific financial action you plan to take in the next five years to build your legacy or give back to your community?

