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Unit 5: Independent Living and Transportation

Lesson 1

The Economics of Renting: Leases and Renter's Rights

Lesson 2

The 30% Rule and Debt-to-Income (DTI) Ratios

Lesson 3

Mortgages: Fixed vs. Adjustable Rates and Escrow

Lesson 4

Closing Costs: PMI, Title Insurance, and Origination Fees

Lesson 5

Total Cost of Vehicle Ownership: Maintenance, Fuel, and Registration Math

Lesson 6

Mid-Unit Assessment: Housing & Transportation Quiz

Lesson 7

Food Economics: Unit Pricing and Grocery Inflation Tactics

Lesson 8

Utilities & Subscription Bloat: Analyzing Recurring Fees

Lesson 9

Project Day: The "Move-Out" Capital Simulation

Lesson 10

Unit 5 Final Assessment: Independent Living Mechanics

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